Thanksgiving Travel Delays Likely to Affect Cruisers

InsureMyTrip reports an increase in inquiries from cruisers on how travel insurance can help with potential Thanksgiving-related travel concerns.

Best Protection For Missing Cruise Departure This Thanksgiving

For those concerned about a delayed flight adversely affecting a cruise or tour departure, travelers may also want to ensure a missed connection benefit is included under a selected comprehensive travel insurance plan. This benefit is designed to provide travelers with coverage if a delayed flight (for example, of 3 hours or more) causes a traveler to miss a cruise departure.

Tip: Florida airports tend to be very busy during cruise season, so plan for delays.

Best Protection For Flight Delays This Thanksgiving

Passengers with departing flights at busier airports are more likely to utilize a travel delay benefit and, therefore, may want to compare travel insurance policies with better delay protection.

Travel delay benefits vary with each travel insurance provider, generally between a 5 and 24-hour window. The benefit is designed to provide reimbursement for reasonable meals and accommodations while unable to travel.

Tip: Travelers must be delayed for a certain number of hours before this benefit can be applied. When comparing travel insurance, look for the minimum delay time (typically, starting at 5 hours) to start qualifying for coverage as soon as possible.

Best Protection For Delayed Bags This Thanksgiving

Travelers may also want to ensure baggage delay coverage is included under a selected comprehensive travel insurance plan. Baggage delay coverage generally becomes active after belongings have been delayed for a specified period of time, typically 12 or 24 hours.

Tip: When comparing travel insurance, look for a maximum per-person coverage amount as well as a per-day limit. For example, some policies may offer $500 per person to purchase incidentals, but only allow $200 to be spent per day.